On behalf of a national title insurer, John Hein has won a Motion for Summary Judgment in favor of a Title Insurance Underwriter sued by its insured property owner, in an action alleging, in part, that the property owner was delivered unmarketable title because an improvement to her villa encroached upon common ground. Summary judgment was granted in favor of the title insurance underwriter on the basis that the purchaser received title to exactly what she was insured to receive, and the improvement complained of was added by the purchaser, at the the purchaser’s direction, subsequent to the date of closing and effective date of the title policy.